DAVE SAYS: What to do with the leftover envelope money?

Dear Dave,When you use the envelope system, what should you do with any leftover money?Mandy Dear Mandy,My suggestion would be to carry it over to the next month. Lots of folks don’t use all the money in their clothing envelope during a month. There’s nothing wrong with letting a little extra build up in one of your categories if you don’t spend it all in a given month or two. […]