DAVE SAYS: To file, or not to file?

Dear Dave,How do you know when you should file an insurance claim on a homeowner’s issue, versus just dealing with it and paying cash?Ben Dear Ben,Basically, it’s when you begin to feel the pain financially. Let’s say you have a $1,000 deductible on your homeowner’s policy. If you have an $1,100 issue, just pay the $100 out of pocket and don’t mess with it. But […]